@import "https://fonts.googleapis.com/css2?family=DM+Serif+Display:ital@0;1&family=DM+Sans:ital,opsz,wght@0,9..40,300;0,9..40,400;0,9..40,500;0,9..40,600;0,9..40,700;1,9..40,400&display=swap";*,:before,:after{box-sizing:border-box;margin:0;padding:0}:root{--white:#fff;--navy:#0d2b5e;--navy-light:#1a3a7a;--navy-dark:#081a3d;--red:#8b0000;--red-light:#a50000;--grey-light:#f4f5f7;--grey-mid:#e1e4e9;--grey-text:#5a6373;--dark:#1a1a2e;--body-text:#2d3142;--serif:"DM Serif Display", Georgia, serif;--sans:"DM Sans", system-ui, sans-serif;--max-width:1200px;--section-pad:5rem 1.5rem;--border-radius:4px}html{scroll-behavior:smooth;font-size:16px}body{font-family:var(--sans);color:var(--body-text);background:var(--white);-webkit-font-smoothing:antialiased;line-height:1.75}h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.2}h4,h5,h6{font-family:var(--sans);color:var(--navy);font-weight:600}h1{font-size:clamp(2rem,5vw,3.25rem)}h2{font-size:clamp(1.6rem,3.5vw,2.4rem)}h3{font-size:clamp(1.25rem,2.5vw,1.75rem)}h4{font-size:1.125rem}p{margin-bottom:1.1rem;line-height:1.8}p:last-child{margin-bottom:0}a{color:var(--navy);text-underline-offset:3px;text-decoration:underline}a:hover{color:var(--red)}ul,ol{margin-bottom:1rem;padding-left:1.5rem}li{margin-bottom:.4rem;line-height:1.7}strong{font-weight:600}img{max-width:100%;height:auto;display:block}.container{max-width:var(--max-width);margin:0 auto;padding:0 1.5rem}.container--narrow{max-width:780px;margin:0 auto;padding:0 1.5rem}.btn{font-family:var(--sans);border-radius:var(--border-radius);cursor:pointer;border:2px solid #0000;padding:.85rem 1.75rem;font-size:1rem;font-weight:600;line-height:1.3;text-decoration:none;transition:background .2s,color .2s,border-color .2s;display:inline-block}.btn--primary{background:var(--red);color:var(--white);border-color:var(--red)}.btn--primary:hover{background:var(--red-light);border-color:var(--red-light);color:var(--white)}.btn--navy{background:var(--navy);color:var(--white);border-color:var(--navy)}.btn--navy:hover{background:var(--navy-light);border-color:var(--navy-light);color:var(--white)}.btn--outline{color:var(--navy);border-color:var(--navy);background:0 0}.btn--outline:hover{background:var(--navy);color:var(--white)}.btn--outline-white{color:var(--white);border-color:var(--white);background:0 0}.btn--outline-white:hover{background:var(--white);color:var(--navy)}.btn--large{padding:1rem 2.25rem;font-size:1.05rem}.text-red{color:var(--red)}.text-navy{color:var(--navy)}.text-grey{color:var(--grey-text)}.section{padding:var(--section-pad)}.section--grey{background:var(--grey-light)}.section--navy{background:var(--navy);color:var(--white)}.section--navy h2,.section--navy h3,.section--navy h4{color:var(--white)}.section--navy p{color:#ffffffe0}.section--navy-dark{background:var(--navy-dark);color:var(--white)}.section--navy-dark h2,.section--navy-dark h3{color:var(--white)}.section--navy-dark p{color:#ffffffd9}.label{letter-spacing:.12em;text-transform:uppercase;color:var(--red);margin-bottom:.75rem;font-size:.78rem;font-weight:700;display:inline-block}.label--white{color:#ffffffb3}.section-intro{max-width:660px;margin-bottom:3rem}.grid-2{grid-template-columns:1fr 1fr;align-items:start;gap:3rem;display:grid}.grid-2--centered{align-items:center}.grid-3{grid-template-columns:repeat(3,1fr);gap:2rem;display:grid}.grid-4{grid-template-columns:repeat(4,1fr);gap:1.5rem;display:grid}@media (width<=900px){.grid-2{grid-template-columns:1fr;gap:2rem}.grid-3{grid-template-columns:1fr 1fr}}@media (width<=600px){.grid-3{grid-template-columns:1fr}.grid-4{grid-template-columns:1fr 1fr}:root{--section-pad:3.5rem 1.25rem}}.divider{background:var(--red);width:48px;height:3px;margin:1.25rem 0}.divider--white{background:#ffffff80}.page-hero{background:var(--navy);color:var(--white);padding:4rem 1.5rem}.page-hero h1{color:var(--white);margin-bottom:1rem}.page-hero p{color:#ffffffd9;max-width:640px;font-size:1.1rem}.page-hero .label{color:#ffffffa6}.image-frame{border-radius:var(--border-radius);overflow:hidden}.image-frame img{object-fit:cover;filter:saturate(.65);width:100%;height:100%}.form-field{flex-direction:column;gap:.4rem;margin-bottom:1.25rem;display:flex}.form-field label{color:var(--dark);font-size:.9rem;font-weight:600}.form-field input,.form-field select,.form-field textarea{border:1.5px solid var(--grey-mid);border-radius:var(--border-radius);background:var(--white);width:100%;color:var(--dark);font-family:var(--sans);padding:.75rem 1rem;font-size:1rem;transition:border-color .2s}.form-field input:focus,.form-field select:focus,.form-field textarea:focus{border-color:var(--navy);outline:none}.form-field textarea{resize:vertical;min-height:100px}.form-notice{color:var(--grey-text);background:var(--grey-light);border-left:3px solid var(--navy);border-radius:var(--border-radius);margin-top:1rem;padding:.85rem 1rem;font-size:.82rem}.check-list{padding:0;list-style:none}.check-list li{margin-bottom:.6rem;padding-left:1.75rem;position:relative}.check-list li:before{content:"✓";color:var(--red);font-weight:700;position:absolute;left:0}.step-number{background:var(--navy);width:40px;height:40px;color:var(--white);font-family:var(--serif);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:1.1rem;display:flex}.process-step{align-items:flex-start;gap:1.25rem;margin-bottom:2rem;display:flex}.process-step-content h4{margin-bottom:.35rem}.card{background:var(--white);border:1px solid var(--grey-mid);border-radius:var(--border-radius);padding:1.75rem}.card--red-top{border-top:3px solid var(--red)}.card--navy-top{border-top:3px solid var(--navy)}.announcement-bar{background:var(--navy-dark);color:#ffffffe6;text-align:center;padding:.55rem 1.5rem;font-size:.82rem}.announcement-bar a{color:#ffffffe6;font-weight:600}.breadcrumb{color:var(--grey-text);flex-wrap:wrap;align-items:center;gap:.3rem;padding:.75rem 0;font-size:.82rem;display:flex}.breadcrumb a{color:var(--grey-text)}.disclaimer-footer{background:var(--grey-light);border-top:1px solid var(--grey-mid);color:var(--grey-text);text-align:center;padding:1rem 1.5rem;font-size:.78rem;line-height:1.6}.sticky-cta{z-index:200;background:var(--navy);padding:.85rem 1.5rem;display:none;position:fixed;bottom:0;left:0;right:0}.sticky-cta .btn{text-align:center;width:100%}@media (width<=768px){.sticky-cta{display:block}}.tag{background:var(--grey-light);color:var(--grey-text);border-radius:2px;padding:.25rem .75rem;font-size:.78rem;font-weight:600;display:inline-block}.tag--navy{color:var(--navy);background:#0d2b5e14}.privacy-badge{color:var(--grey-text);align-items:center;gap:.4rem;font-size:.82rem;font-weight:500;display:inline-flex}.privacy-badge svg{width:14px;height:14px}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}input[type=checkbox]{width:auto;margin-right:.5rem}.checkbox-field{align-items:flex-start;gap:.5rem;margin-bottom:1.25rem;display:flex}.checkbox-field label{font-size:.9rem;line-height:1.5}.faq-item{border-bottom:1px solid var(--grey-mid)}.faq-question{text-align:left;width:100%;font-family:var(--sans);color:var(--navy);cursor:pointer;background:0 0;border:none;justify-content:space-between;align-items:center;gap:1rem;padding:1.25rem 0;font-size:1rem;font-weight:600;display:flex}.faq-question:hover{color:var(--red)}.faq-answer{color:var(--body-text);padding:0 0 1.25rem;line-height:1.8}.state-grid{grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:1rem;display:grid}.state-card{border:1px solid var(--grey-mid);border-radius:var(--border-radius);color:var(--navy);justify-content:space-between;align-items:center;padding:1.25rem 1rem;font-size:.95rem;font-weight:600;text-decoration:none;transition:border-color .2s,background .2s;display:flex}.state-card:hover{border-color:var(--navy);background:var(--grey-light);color:var(--navy)}.state-card span{color:var(--grey-text);font-size:.82rem;font-weight:400}.highlight-box{border-radius:var(--border-radius);background:#8b00000a;border:1px solid #8b000026;margin:2rem 0;padding:1.5rem 1.75rem}.highlight-box p{margin-bottom:0}.stat-row{flex-wrap:wrap;gap:3rem;margin:2rem 0;display:flex}.stat-item .stat-number{font-family:var(--serif);color:var(--navy);margin-bottom:.25rem;font-size:2.5rem;line-height:1}.stat-item .stat-label{color:var(--grey-text);font-size:.88rem;font-weight:500}@media (width<=600px){.stat-row{gap:1.5rem}.stat-item .stat-number{font-size:2rem}.sticky-cta{padding-bottom:max(.85rem, env(safe-area-inset-bottom))}}